Supervisory activities conducted by the Single Supervisory Mechanism (SSM) have proven effective in strengthening the management of risks related to commercial real estate portfolios within large euro area banks.
A new study has analysed how two distinct types of supervisory interventions, on-site inspections and off-site targeted reviews , have influenced how financial institutions identify, assess and provision for risks between 2020 and 2026.
Researchers Jae Hyun Jo, Stefano Demartis and
