By Kyriacos Nicolaou
The latest edition of Cyprus 4.0 examines how Cyprus’ financial sector is adapting to rapid technological change, as banks, regulators and fintech firms respond to a global shift in how money is created, moved and managed. The transformation is no longer gradual. It is structural, driven by digital banking, evolving payment systems, regulatory recalibration and the emergence of new financial ecosystems that challenge long standing assumptions about
