
By: Christina Nikolaou
Maybe you’re already saving money! You just haven’t realised it yet…
Think of money as a tool. If we use it properly, we can build our personal independence and achieve a satisfactory level of financial prosperity.
If we don’t use it properly, we risk burdening ourselves with additional worries that can affect our quality of life.
Here’s an example. Money is like a car. It’s a tool






