
By: Niki Karayianna , 1 st year student in the Department of Accounting and Finance, University of Cyprus
Have your debts ever been too high, and it felt like nothing could be paid off? Did you ever wonder why?
Well, some common reasons are: no monthly budget, overconsumption, and no emergency fund.
Here in Cyprus, most of us are usually looking for the biggest house. But we never actually consider






