XRP’s recent rally to $2.17, fueled by a fresh wave of ETF optimism, has sent ripples through the altcoin market. Traders are once again chasing speculation-driven gains. But beyond the spotlight, real capital is already shifting to quieter, utility-first tokens—ones that aren’t just reacting to headlines but building actual systems for long-term yield and lending innovation.
That’s why attention is now turning to Mutuum Finance (MUTM) —a decentralized lending protocol
